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Replying To Gleebo:  "No? Seems a lot like it to me.

If it's a free house you're after, I'd advise you to enter the many GAA club draws round this country offering just that (or almost free, €50 isn't much of an outlay compared with the average cost of a mortgage in Ireland, these days). No one is suggesting here that all social housing should be free, or that people should be given luxury accommodation for nothing, that's what's called a strawman. Plenty of people in Ireland have bought their own council house eventually through incentive schemes.

But I think it's fair to say that every one should have the option of some sort of roof over their heads at night. You could faithfully pay your mortgage repayments for 29 years out of a 30 year agreement, but if you lose your job or get sick and can't repay the last payments, the bank will take the roof out from over your head the same as if you didn't pay anything. Never did seem equitable to me.

And many people renting privately in Dublin especially are paying greater sums of money each month than those with mortgages, but still can't progress to home ownership because the exorbitant cost of renting saps their savings. Makes no sense and is ultimately self-defeating...

Your comments surrounding tales of people getting large houses off the taxpayer have a strong whiff of "dúirt bean liom go ndúirt bean léi". People say the same thing about immigrants and refugees all the time, invariably such tales tend to be BS.

And don't forget, people enter into a mortgage voluntarily, it's a choice. Nobody forces anyone into one, although increasingly the younger generations are being priced out of them. The more I think of it, most of Michael Davitt's ideas- fair rent, freedom of sale, fixity of tenure- are still relevant today.

Ireland is a rich country by global standards, even if a lot of people are struggling at the moment. We should be able to provide basic needs-food, shelter, clothing, heating- to our people who need it. And certainly, there's something very wrong in the great scheme of things where mostly American venture capital funds can snap up entire housing estates before they enter the market for ordinary Irish people. It's almost as if they want large numbers of Irish people to be stuck in rentals for their own enrichment, or something?"
A GAA Club draw is hardly an appropriate comparison.
People do get large houses for nothing.
The Radharc na Gréine estate here in galway city is a good example.
Underfloor heating, 4 bedrooms, lovely houses, bigger and more modern than many private homes, given to people who don't work, some have never worked, have no intention of working, and who will be looked after, while those who contribute will by your own admission face the prospect of the bank taking their house from under them if they fall ill.

Yes, a mortgage is technically a choice, but many people won't qualify for a council house, so it's either buy, or spend your life renting, and then get booted out when you retire and can't pay rent anymore,so it's a necessity for many people.
Also, deciding not to work, go to college,etc?
Also a choice, though the people who make this choice seem to get looked after. Brilliant isn't it?

And those stories you claim to "invariably" turn out to be bs, aren't "invariably" bs. Some of them are true, some of them aren't.

Look on the brightside gleebo, the longer people are stuck renting,and the higher the rents are, the the more money the government rakes in on tax, thus providing more funds for social housing.

Galway9801 (Galway) - Posts: 1330 - 25/09/2022 17:40:24    2441812

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Replying To Cockney_Cat:  "I'll ask you again, who is "getting a house for nothing"?"
Thousands upon thousands upon thousands of people.
Do you want names or something?
Although it's technically incorrect to say their getting them for free,, taking into account the paltry sum of money they pay the council versus the fact they're protected from mortgage hikes, rent hikes etc, it's probably more appropriate to say that they're getting paid to live there.

Galway9801 (Galway) - Posts: 1330 - 25/09/2022 17:43:47    2441814

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Replying To KillingFields:  "This person isnt the Master. no chance of that"
Snide remarks? Not like you.
Gimme a break here, I'm having to deal with a guy whose never met me and doesn't know anything about my life telling me that what I've seen with my own eyes is not happening.

Galway9801 (Galway) - Posts: 1330 - 25/09/2022 19:20:22    2441824

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Replying To Galway9801:  "A GAA Club draw is hardly an appropriate comparison.
People do get large houses for nothing.
The Radharc na Gréine estate here in galway city is a good example.
Underfloor heating, 4 bedrooms, lovely houses, bigger and more modern than many private homes, given to people who don't work, some have never worked, have no intention of working, and who will be looked after, while those who contribute will by your own admission face the prospect of the bank taking their house from under them if they fall ill.

Yes, a mortgage is technically a choice, but many people won't qualify for a council house, so it's either buy, or spend your life renting, and then get booted out when you retire and can't pay rent anymore,so it's a necessity for many people.
Also, deciding not to work, go to college,etc?
Also a choice, though the people who make this choice seem to get looked after. Brilliant isn't it?

And those stories you claim to "invariably" turn out to be bs, aren't "invariably" bs. Some of them are true, some of them aren't.

Look on the brightside gleebo, the longer people are stuck renting,and the higher the rents are, the the more money the government rakes in on tax, thus providing more funds for social housing."
Galway9801, I know we don't agree on certain things but I'm fully behind you on this subject. People who want to better themselves the most are penalized the most.

Saynothing (Tyrone) - Posts: 1312 - 25/09/2022 20:06:57    2441835

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